CLOSING COST CALCULATOR · DELRAY BEACH, FL

Seller Closing Costs in Delray Beach, FL — Full Breakdown

See every cost a Delray Beach seller pays at closing — line by line. Adjust the sale price to match your home.

$510,000
$100K$3.0M
2.5%
LISTING FEE:
SELLER CLOSING COST BREAKDOWN — DELRAY BEACH, FL
Documentary stamp tax ($0.70/$100)$3,570
Title insurance (seller's policy)$2,550
Settlement / closing fee$600
Prorated property taxes (est. 6 mo.)$4,590
Flat fee MLS listing$99
Buyer-agent commission (2.5%)-$12,750
TOTAL SELLER COSTS
$24,159
4.7% of sale price
✓ Using flat fee MLS saves you $15,201 vs. a 3% listing agent
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Seller Closing Costs in Delray Beach: What to Expect

Florida seller closing costs in Delray Beach include several required line items. The documentary stamp tax ($0.70 per $100) is $3,570 on a $510,000 home. Title insurance adds approximately $2,550. Settlement fees run $400–$800. Prorated property taxes add $4,590. Combined non-commission closing costs total approximately $11,310. The single largest controllable cost is the listing commission: $99 with flat fee MLS vs. $15,300 with a traditional 3% agent — a $15,201 difference.

MEDIAN HOME PRICE
$510,000
MLS BOARD
BeachesMLS
FLAT FEE COST
$99
TRADITIONAL 3% FEE
$15,300
YOUR SAVINGS
$15,201
FREQUENTLY ASKED QUESTIONS

Delray Beach Seller Calculator Questions

How much are seller closing costs in Delray Beach, FL?
Florida seller closing costs (excluding agent commission) typically run 1.5–2.5% of the sale price. On a $510,000 Delray Beach home, that's approximately $7,650–$12,750 in non-commission costs.
What is the documentary stamp tax in Florida?
Florida's documentary stamp tax on deeds is $0.70 per $100 of the sale price. On a $510,000 Delray Beach home, that's $3,570. This is typically the seller's responsibility in most Florida counties.
Who pays title insurance in Delray Beach?
In most Florida counties — especially South Florida — it is customary for the seller to pay for the owner's title insurance policy. Title insurance on a $510,000 home typically runs $2,040–$3,060.
Can I reduce seller closing costs in Delray Beach?
The biggest controllable cost is the listing-side commission. Switching from a 3% listing agent ($15,300) to flat fee MLS ($99) saves $15,201 on a $510,000 home.
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Delray Beach Resources & Calculators

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