CLOSING COST CALCULATOR · NEW PORT RICHEY, FL

Seller Closing Costs in New Port Richey, FL — Full Breakdown

See every cost a New Port Richey seller pays at closing — line by line. Adjust the sale price to match your home.

$295,000
$100K$3.0M
2.5%
LISTING FEE:
SELLER CLOSING COST BREAKDOWN — NEW PORT RICHEY, FL
Documentary stamp tax ($0.70/$100)$2,065
Title insurance (seller's policy)$1,475
Settlement / closing fee$600
Prorated property taxes (est. 6 mo.)$2,655
Flat fee MLS listing$99
Buyer-agent commission (2.5%)-$7,375
TOTAL SELLER COSTS
$14,269
4.8% of sale price
✓ Using flat fee MLS saves you $8,751 vs. a 3% listing agent
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Seller Closing Costs in New Port Richey: What to Expect

Florida seller closing costs in New Port Richey include several required line items. The documentary stamp tax ($0.70 per $100) is $2,065 on a $295,000 home. Title insurance adds approximately $1,475. Settlement fees run $400–$800. Prorated property taxes add $2,655. Combined non-commission closing costs total approximately $6,795. The single largest controllable cost is the listing commission: $99 with flat fee MLS vs. $8,850 with a traditional 3% agent — a $8,751 difference.

MEDIAN HOME PRICE
$295,000
MLS BOARD
Stellar MLS
FLAT FEE COST
$99
TRADITIONAL 3% FEE
$8,850
YOUR SAVINGS
$8,751
FREQUENTLY ASKED QUESTIONS

New Port Richey Seller Calculator Questions

How much are seller closing costs in New Port Richey, FL?
Florida seller closing costs (excluding agent commission) typically run 1.5–2.5% of the sale price. On a $295,000 New Port Richey home, that's approximately $4,425–$7,375 in non-commission costs.
What is the documentary stamp tax in Florida?
Florida's documentary stamp tax on deeds is $0.70 per $100 of the sale price. On a $295,000 New Port Richey home, that's $2,065. This is typically the seller's responsibility in most Florida counties.
Who pays title insurance in New Port Richey?
In most Florida counties — especially South Florida — it is customary for the seller to pay for the owner's title insurance policy. Title insurance on a $295,000 home typically runs $1,180–$1,770.
Can I reduce seller closing costs in New Port Richey?
The biggest controllable cost is the listing-side commission. Switching from a 3% listing agent ($8,850) to flat fee MLS ($99) saves $8,751 on a $295,000 home.
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