CLOSING COST CALCULATOR · PALM BEACH GARDENS, FL

Seller Closing Costs in Palm Beach Gardens, FL — Full Breakdown

See every cost a Palm Beach Gardens seller pays at closing — line by line. Adjust the sale price to match your home.

$640,000
$100K$3.0M
2.5%
LISTING FEE:
SELLER CLOSING COST BREAKDOWN — PALM BEACH GARDENS, FL
Documentary stamp tax ($0.70/$100)$4,480
Title insurance (seller's policy)$3,200
Settlement / closing fee$600
Prorated property taxes (est. 6 mo.)$5,760
Flat fee MLS listing$99
Buyer-agent commission (2.5%)-$16,000
TOTAL SELLER COSTS
$30,139
4.7% of sale price
✓ Using flat fee MLS saves you $19,101 vs. a 3% listing agent
List My Home — $99Palm Beach Gardens MLS Page →

Seller Closing Costs in Palm Beach Gardens: What to Expect

Florida seller closing costs in Palm Beach Gardens include several required line items. The documentary stamp tax ($0.70 per $100) is $4,480 on a $640,000 home. Title insurance adds approximately $3,200. Settlement fees run $400–$800. Prorated property taxes add $5,760. Combined non-commission closing costs total approximately $14,040. The single largest controllable cost is the listing commission: $99 with flat fee MLS vs. $19,200 with a traditional 3% agent — a $19,101 difference.

MEDIAN HOME PRICE
$640,000
MLS BOARD
BeachesMLS
FLAT FEE COST
$99
TRADITIONAL 3% FEE
$19,200
YOUR SAVINGS
$19,101
FREQUENTLY ASKED QUESTIONS

Palm Beach Gardens Seller Calculator Questions

How much are seller closing costs in Palm Beach Gardens, FL?
Florida seller closing costs (excluding agent commission) typically run 1.5–2.5% of the sale price. On a $640,000 Palm Beach Gardens home, that's approximately $9,600–$16,000 in non-commission costs.
What is the documentary stamp tax in Florida?
Florida's documentary stamp tax on deeds is $0.70 per $100 of the sale price. On a $640,000 Palm Beach Gardens home, that's $4,480. This is typically the seller's responsibility in most Florida counties.
Who pays title insurance in Palm Beach Gardens?
In most Florida counties — especially South Florida — it is customary for the seller to pay for the owner's title insurance policy. Title insurance on a $640,000 home typically runs $2,560–$3,840.
Can I reduce seller closing costs in Palm Beach Gardens?
The biggest controllable cost is the listing-side commission. Switching from a 3% listing agent ($19,200) to flat fee MLS ($99) saves $19,101 on a $640,000 home.
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