CLOSING COST CALCULATOR · ST. AUGUSTINE, FL

Seller Closing Costs in St. Augustine, FL — Full Breakdown

See every cost a St. Augustine seller pays at closing — line by line. Adjust the sale price to match your home.

$430,000
$100K$3.0M
2.5%
LISTING FEE:
SELLER CLOSING COST BREAKDOWN — ST. AUGUSTINE, FL
Documentary stamp tax ($0.70/$100)$3,010
Title insurance (seller's policy)$2,150
Settlement / closing fee$600
Prorated property taxes (est. 6 mo.)$3,870
Flat fee MLS listing$99
Buyer-agent commission (2.5%)-$10,750
TOTAL SELLER COSTS
$20,479
4.8% of sale price
✓ Using flat fee MLS saves you $12,801 vs. a 3% listing agent
List My Home — $99St. Augustine MLS Page →

Seller Closing Costs in St. Augustine: What to Expect

Florida seller closing costs in St. Augustine include several required line items. The documentary stamp tax ($0.70 per $100) is $3,010 on a $430,000 home. Title insurance adds approximately $2,150. Settlement fees run $400–$800. Prorated property taxes add $3,870. Combined non-commission closing costs total approximately $9,630. The single largest controllable cost is the listing commission: $99 with flat fee MLS vs. $12,900 with a traditional 3% agent — a $12,801 difference.

MEDIAN HOME PRICE
$430,000
MLS BOARD
NE Florida MLS
FLAT FEE COST
$99
TRADITIONAL 3% FEE
$12,900
YOUR SAVINGS
$12,801
FREQUENTLY ASKED QUESTIONS

St. Augustine Seller Calculator Questions

How much are seller closing costs in St. Augustine, FL?
Florida seller closing costs (excluding agent commission) typically run 1.5–2.5% of the sale price. On a $430,000 St. Augustine home, that's approximately $6,450–$10,750 in non-commission costs.
What is the documentary stamp tax in Florida?
Florida's documentary stamp tax on deeds is $0.70 per $100 of the sale price. On a $430,000 St. Augustine home, that's $3,010. This is typically the seller's responsibility in most Florida counties.
Who pays title insurance in St. Augustine?
In most Florida counties — especially South Florida — it is customary for the seller to pay for the owner's title insurance policy. Title insurance on a $430,000 home typically runs $1,720–$2,580.
Can I reduce seller closing costs in St. Augustine?
The biggest controllable cost is the listing-side commission. Switching from a 3% listing agent ($12,900) to flat fee MLS ($99) saves $12,801 on a $430,000 home.
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St. Augustine Resources & Calculators

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