How to Sell a House As-Is in Florida
Selling as-is doesn't mean hiding problems — it means selling without making repairs. Florida law still requires disclosure of known material defects. Here's what as-is means, what you must disclose, and how to maximize your sale.
List for $99 — No Closing FeesWhat "As-Is" Means in Florida Real Estate
An as-is sale means the buyer accepts the property in its current condition and the seller will not make repairs after the contract is signed. It does NOT mean:
Not a blank check for secrets
Florida's Johnson v. Davis (1985) requires sellers to disclose all known material defects that a buyer cannot readily observe and that materially affect the value.
Inspection still happens
Buyers using the FAR/BAR As-Is contract still have an inspection period (typically 10 days) and can cancel for any reason. You're not guaranteed a sale just because it's as-is.
Appraisal still required
If the buyer is financing, the property must still appraise. A significantly distressed property may not appraise to contract price.
Florida Seller Disclosure Requirements (Even for As-Is)
Under Florida law, sellers must disclose known material defects that:
- Are not readily observable by the buyer
- Materially affect the property's value
- Are known to the seller
Roof leaks or prior water intrusion
Foundation issues or settlement
Mold or prior mold remediation
Known plumbing or electrical problems
Pest infestation history (termites, etc.)
Prior flooding or drainage issues
HOA violations or pending assessments
Code violations or unpermitted work
Any known environmental hazards
Death on property (if within last 3 years)
Who Buys As-Is Homes in Florida?
Cash Investors / iBuyers
Fastest close, typically 10–21 days. Offers are 70–85% of ARV (after-repair value). Best for severely distressed properties where making repairs isn't viable.
Fix-and-Flip Buyers
Investors who renovate and resell. Usually all-cash, familiar with distressed properties. Will include repair estimates in their offer price.
Owner-Occupants with Renovation Budget
Conventional buyers who want a project and can accept as-is. Often pay more than investors. Still do inspections and may request credits.
Landlords / Buy-and-Hold Investors
Looking for rental income properties. May accept more deferred maintenance if the property can be rented quickly after basic repairs.
Pricing an As-Is Home in Florida
Get repair estimates before pricing
Know what the property needs. If a roof costs $18,000 to replace, the market will discount more than $18,000 for the unknown. Providing a repair estimate gives buyers confidence and lets you control the narrative.
Price to the buyer's math
Investors underwrite to 70–80% of ARV minus repairs. A retail buyer needs to see enough equity to feel comfortable with the condition. Research comps of fully repaired homes, then back out repair costs.
Still list on the MLS
Even distressed as-is properties sell for more with MLS exposure than off-market. For $99, you reach all cash buyers, local investors, AND owner-occupants who want a project.
Related Florida Seller Resources
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