Sell a Waterfront Home in St. George Island, FL
for $99 — Full MLS Exposure
Florida waterfront homes command the state's highest prices, and the highest commissions. On a $900,000 waterfront property, a traditional 3% listing agent earns $27,000. Our flat fee MLS listing is $99 with the same MLS and Zillow reach. Keep the difference.
Waterfront Home market in St. George Island, FL
St. George Island is a pristine barrier island in Franklin County, one of the Gulf Coast's most beloved Forgotten Coast destinations, featuring 22 miles of undeveloped beach on the eastern half protected by St. George Island State Park. It has gained national recognition as one of America's best beaches, driving appreciation in a market that remains less congested than the Destin or 30A corridor.
Key considerations for selling a Waterfront Home in St. George Island
Flood zone & insurance disclosure
Disclose the FEMA flood zone designation and current flood insurance costs. Post-Hurricane Ian, buyers are acutely sensitive to flood risk and insurance premiums, high insurance costs can affect financing qualification.
Dock & boat lift permits
Disclose the permit status of any dock, davit, boat lift, or seawall. Unpermitted structures delay or kill sales. Obtain copies of all dock permits and include them in your disclosure package.
Seawall condition
Seawall replacement costs $500–$1,500+ per linear foot. Have your seawall inspected and disclose its age and condition. Buyers' inspection contingency will almost certainly include a seawall inspection.
Water access type
Specify: ocean frontage, direct Gulf access, navigable canal with or without fixed bridges, freshwater lake, river, or bay. Water access type fundamentally determines price and buyer pool.
Photography matters most here
Waterfront homes sell on lifestyle, invest in professional aerial/drone photography and twilight shots. Aerial photos of the water, dock, and surrounding area convert Zillow scrollers into showing requests.
Insurance Premium impact
Florida waterfront insurance has skyrocketed since 2022. Provide your current premium and carrier name, buyers need to budget for this, and some lenders require insurance commitments before issuing loan approval.
What you keep selling a Waterfront Home in St. George Island
Based on an estimated $1,443,750 waterfront home in St. George Island.
Selling a Waterfront Home in St. George Island — common questions
More St. George Island resources
Other Florida cities
The same property type, in nearby markets.