CLOSING COST CALCULATOR · LARGO, FL

Seller Closing Costs in Largo, FL — Full Breakdown

See every cost a Largo seller pays at closing — line by line. Adjust the sale price to match your home.

$340,000
$100K$3.0M
2.5%
LISTING FEE:
SELLER CLOSING COST BREAKDOWN — LARGO, FL
Documentary stamp tax ($0.70/$100)$2,380
Title insurance (seller's policy)$1,700
Settlement / closing fee$600
Prorated property taxes (est. 6 mo.)$3,060
Flat fee MLS listing$99
Buyer-agent commission (2.5%)-$8,500
TOTAL SELLER COSTS
$16,339
4.8% of sale price
✓ Using flat fee MLS saves you $10,101 vs. a 3% listing agent
List My Home — $99Largo MLS Page →

Seller Closing Costs in Largo: What to Expect

Florida seller closing costs in Largo include several required line items. The documentary stamp tax ($0.70 per $100) is $2,380 on a $340,000 home. Title insurance adds approximately $1,700. Settlement fees run $400–$800. Prorated property taxes add $3,060. Combined non-commission closing costs total approximately $7,740. The single largest controllable cost is the listing commission: $99 with flat fee MLS vs. $10,200 with a traditional 3% agent — a $10,101 difference.

MEDIAN HOME PRICE
$340,000
MLS BOARD
Stellar MLS
FLAT FEE COST
$99
TRADITIONAL 3% FEE
$10,200
YOUR SAVINGS
$10,101
FREQUENTLY ASKED QUESTIONS

Largo Seller Calculator Questions

How much are seller closing costs in Largo, FL?
Florida seller closing costs (excluding agent commission) typically run 1.5–2.5% of the sale price. On a $340,000 Largo home, that's approximately $5,100–$8,500 in non-commission costs.
What is the documentary stamp tax in Florida?
Florida's documentary stamp tax on deeds is $0.70 per $100 of the sale price. On a $340,000 Largo home, that's $2,380. This is typically the seller's responsibility in most Florida counties.
Who pays title insurance in Largo?
In most Florida counties — especially South Florida — it is customary for the seller to pay for the owner's title insurance policy. Title insurance on a $340,000 home typically runs $1,360–$2,040.
Can I reduce seller closing costs in Largo?
The biggest controllable cost is the listing-side commission. Switching from a 3% listing agent ($10,200) to flat fee MLS ($99) saves $10,101 on a $340,000 home.
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