How Much Does It Cost to Sell a House in Bay Harbor Islands, FL?
On cost to sell a house in Bay Harbor Islands: On a median Bay Harbor Islands home priced at $1,499,000, selling costs typically include: (1) listing-side commission, traditionally 2.5–3% ($37,475–$44,970), or $99 with flat fee MLS; (2) buyer-agent commission, typically 2–2.5% ($29,980–$37,475), paid at closing; (3) Florida title and closing costs, typically 1–2% ($14,990–$29,980); and (4) documentary stamp tax, $0.70 per $100 of sale price ($10,493). Total cost of sale ranges from $52,564 (flat fee MLS + buyer-agent + closing costs) to $112,425 (traditional full-service both sides).
The biggest variable: listing-side commission in Bay Harbor Islands
The single largest variable in what you pay to sell a Bay Harbor Islands home is the listing-side commission. Traditional listing agents in Florida charge 2.5–3%, which on a $1,499,000 home equals $37,475–$44,970. This fee is paid at closing from your proceeds. You never write a check, but it comes directly out of what you keep. Flat fee MLS replaces this with a $99 upfront fee and zero closing fees on Basic and Premium packages.
What selling actually costs in Bay Harbor Islands today
Bay Harbor Islands's median asking price is $1,499,000 as of September 2026. At the traditional 3% listing side, that is $44,970 out of the proceeds before you pay for anything else, title, taxes, repairs or the buyer agent's share. 2 Bay Harbor Islands homes closed that month at a median of $440,000, so these are the prices the percentage is actually taken from, not an estimate. A flat fee listing replaces that percentage with $99, and the rest of the closing costs behave exactly the same either way.
How the Bay Harbor Islands Market Has Moved in 12 Months
Compared with the same month last year in Bay Harbor Islands, homes are taking 162 days longer to sell. Conditions move; the mechanics do not. Buyer agents find homes on the Miami MLS, and a listing that is not there works from a smaller pool whatever the market is doing.
Buyer-agent commission: still optional after 2024 NAR settlement
After the August 2024 NAR settlement, Florida sellers are no longer required to offer buyer-agent compensation on the MLS. However, most Bay Harbor Islands sellers still offer 2–2.5% to attract buyer agents and maximize offers. On a $1,499,000 home, that's $29,980–$37,475 paid at closing. This cost applies whether you use a traditional agent or flat fee MLS.
Florida closing costs for Bay Harbor Islands sellers
Beyond commissions, Florida sellers typically pay: documentary stamp tax ($0.70 per $100 of sale price, $10,493 on a $1,499,000 home), title insurance (varies by county, sellers pay in most South Florida counties), settlement/closing fee ($400–$800), and prorated property taxes. Non-commission closing costs typically run $14,990–$29,980 on a $1,499,000 Bay Harbor Islands home.
Cost to sell a house in Bay Harbor Islands: common questions
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The same question, other Florida cities
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