How Much Does It Cost to Sell a House in Miami, FL?
On cost to sell a house in Miami: On a median Miami home priced at $639,900, selling costs typically include: (1) listing-side commission, traditionally 2.5–3% ($15,998–$19,197), or $99 with flat fee MLS; (2) buyer-agent commission, typically 2–2.5% ($12,798–$15,998), paid at closing; (3) Florida title and closing costs, typically 1–2% ($6,399–$12,798); and (4) documentary stamp tax, $0.70 per $100 of sale price ($4,479). Total cost of sale ranges from $22,496 (flat fee MLS + buyer-agent + closing costs) to $47,993 (traditional full-service both sides).
The biggest variable: listing-side commission in Miami
The single largest variable in what you pay to sell a Miami home is the listing-side commission. Traditional listing agents in Florida charge 2.5–3%, which on a $639,900 home equals $15,998–$19,197. This fee is paid at closing from your proceeds. You never write a check, but it comes directly out of what you keep. Flat fee MLS replaces this with a $99 upfront fee and zero closing fees on Basic and Premium packages.
What selling actually costs in Miami today
Miami's median asking price is $639,900 as of September 2026. At the traditional 3% listing side, that is $19,197 out of the proceeds before you pay for anything else, title, taxes, repairs or the buyer agent's share. 209 Miami homes closed that month at a median of $627,500, so these are the prices the percentage is actually taken from, not an estimate. A flat fee listing replaces that percentage with $99, and the rest of the closing costs behave exactly the same either way.
Buyer-agent commission: still optional after 2024 NAR settlement
After the August 2024 NAR settlement, Florida sellers are no longer required to offer buyer-agent compensation on the MLS. However, most Miami sellers still offer 2–2.5% to attract buyer agents and maximize offers. On a $639,900 home, that's $12,798–$15,998 paid at closing. This cost applies whether you use a traditional agent or flat fee MLS.
Florida closing costs for Miami sellers
Beyond commissions, Florida sellers typically pay: documentary stamp tax ($0.70 per $100 of sale price, $4,479 on a $639,900 home), title insurance (varies by county, sellers pay in most South Florida counties), settlement/closing fee ($400–$800), and prorated property taxes. Non-commission closing costs typically run $6,399–$12,798 on a $639,900 Miami home.
Where a Miami listing actually reaches
A Miami listing reaches buyer agents through the Miami MLS. That is the database an agent searches for a client who has asked about Brickell, Coral Gables, Coconut Grove, Wynwood, Downtown Miami, Edgewater, Midtown, Pinecrest, Doral and Aventura. A listing that is not on it is invisible to every one of those searches, whatever else it is advertised on. Buyers looking at Miami frequently look at Miami-Dade County, Fort Lauderdale and Broward County in the same week, so the comparison a buyer agent runs is rarely one city wide.
Cost to sell a house in Miami: common questions
More Miami resources
The same question, other Florida cities
Every city page links to at least ten others, so there is always a route onward.