What Is the Realtor Commission in Miami, FL? (2026)
On realtor commission in Miami: The real estate commission in Miami, FL has two components: (1) the listing-side commission (2.5–3%), paid to your listing agent, and (2) the buyer-agent commission (2–2.5%), paid to the buyer's agent at closing. On a median Miami home at $639,900, the combined traditional commission is $31,995–$35,195. After the 2024 NAR settlement, buyer-agent compensation is no longer mandated on the MLS, but most Miami sellers still offer 2–2.5% to attract competitive offers. With flat fee MLS, the listing-side commission drops to $99, saving up to $19,098.
How the 2024 NAR settlement changed Miami commissions
Effective August 2024, buyer-agent compensation is no longer required to be offered on the MLS as a condition of listing. Miami sellers can now offer $0 buyer-agent commission, or any amount they choose. In practice, most Miami sellers continue to offer 2–2.5% because buyer agents are less likely to show homes without compensation. The NAR settlement eliminated the mandate but not the market practice.
What 3% comes to in Miami
On Miami's current median of $639,900, a 3% listing commission is $19,197. That is the listing side alone, the buyer agent's share is separate and still negotiable with the buyer. It buys, on average, 132 days on market in Miami; the MLS exposure inside it is the part a flat fee listing reproduces for $99. The difference on a median Miami home is $19,098.
What a 3% listing agent provides in Miami
A traditional 3% listing agent in Miami typically provides: comparative market analysis (CMA), professional photography, MLS listing, showing coordination, offer review and negotiation, contract preparation, and closing coordination. With flat fee MLS, you handle showings and negotiations yourself, or add our Full-Service upgrade for $495 + 1% at closing if you want licensed negotiation support.
Flat fee savings on high-value Miami homes
With flat fee MLS, the listing-side cost is always $99 regardless of your sale price, making savings larger on higher-priced homes. On a $959,850 Miami home, a 3% listing agent would cost $28,796, flat fee MLS saves $28,697. On a $1,279,800 home, the 3% fee is $38,394. You'd save $38,295.
Where a Miami listing actually reaches
A Miami listing reaches buyer agents through the Miami MLS. That is the database an agent searches for a client who has asked about Brickell, Coral Gables, Coconut Grove, Wynwood, Downtown Miami, Edgewater, Midtown, Pinecrest, Doral and Aventura. A listing that is not on it is invisible to every one of those searches, whatever else it is advertised on. Buyers looking at Miami frequently look at Miami-Dade County, Fort Lauderdale and Broward County in the same week, so the comparison a buyer agent runs is rarely one city wide.
Realtor commission in Miami: common questions
More Miami resources
The same question, other Florida cities
Every city page links to at least ten others, so there is always a route onward.